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Credit Officer Job Description Purpose
To ensure that all credit policies, practices & guidelines are adhered to;
Key Accountabilities:
Partner Business Unit Manager in market approval by meeting market constituents customers, financiers and evaluation of the market.
Perform credit and reference checks.
Meet customers prior to credit approval.
Credit Approval of deals as per authorized limits ; Recommends and forwards to UM
Meets appraisers, valuers on ongoing basis to monitor collateral values.
Meet Market opinion leaders, trade associations, to gather information proactively
Key Performance Indicators (KPI):
Credit Quality demonstrated by non starters, delinquency & Net Credit
Process discipline demonstrated by satisfactory audit reviews
Desired Profile Job Specification:
Educational Qualifications:
Minimum Graduate or equivalent
Professional Experience :
2 yrs in financial services or Banking industry with lending experience or 3 years in any other industry.
Competencies Expected:
Systematic & Meticulous
Target oriented
Ability to perform under pressure
Good communication Skills
Risk adjusted returns
Well networked in locality with respect to customers / financiers
Experience 0 - 5 Years
If you meet the above mentioned criteria, apply online
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